XIII Cbonds Fixed Income Conference

Bashar Al Natoor is a Managing Director and the Global Head of Fitch Ratings' Islamic Finance Group. He coordinates all Islamic Finance activities globally, centralizing...

Bashar Al Natoor is a Managing Director and the Global Head of Fitch Ratings' Islamic Finance Group. He coordinates all Islamic Finance activities globally, centralizing analytical and industry expertise. Mr. Al Natoor has more than 20 years of experience in the Islamic finance market. Since joining Fitch in 2007, he has overseen Sukuk criteria, conducted extensive research, and authored numerous articles. Before Fitch, he held key roles at the Islamic Development Bank (IDB) and was a Senior Auditor at Arthur Andersen. He has received multiple recognitions and awards, including the Industry Leadership Award by The Asset and being named among the Top 100 Middle East Sustainability Voices by Gulf Intelligence. Under his leadership, Fitch has been named the Best Rating Agency for Islamic Finance for eight consecutive years by The Asset, received the Excellence Award in Islamic Financial Ratings for five consecutive years by GIFA, and was recognized by AlHuda for the first time. Mr. Al Natoor holds an MSc in Banking and Financial Studies from the Arab Academy for Finance and Banking Science and a BS in Finance and Banking from Amman University.

Karina Arutyunova, PhD, is the Strategic Project Director of Wilco Wealth Management, an Armenia-based regulated wealth management and investment company serving high-net-worth families, family offices,...

Karina Arutyunova, PhD, is the Strategic Project Director of Wilco Wealth Management, an Armenia-based regulated wealth management and investment company serving high-net-worth families, family offices, and cross-border investors.

Karina brings over 16 years of leadership experience shaping funds, family offices, and wealth management institutions across the CIS and MENA regions. A graduate with honors from the Moscow State Institute (University) of International Relations (MGIMO), she holds a PhD in Law and has built her career advising ultra-high-net-worth families on family governance and multi-generational transition.

Over her career, Karina has held executive, board, and managing director roles overseeing wealth boutiques, portfolio companies, and strategic capital allocation. Her background spans the full lifecycle of private wealth structures, encompassing everything from defining investment policies and driving fundraising to executing complex exit strategies.

In her current role at Wilco, Karina leads high-level strategic initiatives focused on family governance, generational continuity, and tailored asset structuring. She works directly with family principals to establish institutional frameworks that support long-term enterprise value and capital preservation. This includes heading Wilco's Next Gen programme, which involves holistic engagement and structured educational initiatives designed to support the effective long-term stewardship of heirs.

Bahaa Eddine is currently the Head of Global Islamic Banking at Credit Agricole Corporate & Investment Bank. With over 18 years of expertise in the...

Bahaa Eddine is currently the Head of Global Islamic Banking at Credit Agricole Corporate & Investment Bank. With over 18 years of expertise in the Islamic finance industry, he led the origination and structuring of several landmark Sukuk, project finance and syndicated transactions for Governments & GREs , Corporates and Financial Institutions across Europe, GCC, Africa and Asia.  

He started off his career in 2008 with Standard Chartered, where he oversaw the Islamic origination and structuring across several jurisdictions. He later moved to MUFG Bank in 2016 to co-establish the Islamic Banking platform before joining Credit Agricole CIB.  

Bahaa holds a Master Degree in financial engineering and risk management from HEC Lausanne.

Joydeb Chatterjee is Executive Director, Fixed Income Selections and Investment Counselling at Lighthouse Canton. Based in Dubai, he has been with the organisation since 2020....

Joydeb Chatterjee is Executive Director, Fixed Income Selections and Investment Counselling at Lighthouse Canton. Based in Dubai, he has been with the organisation since 2020. In this role, he leads fixed income coverage for the firm - researching, building and maintaining the investable bond universe used by bankers and investment counsellors globally, publishing proprietary credit research, and authoring fixed income investment memos for clients and prospects. He is also responsible for running discretionary mandates and advisory mandates in Fixed Income for the firm. Joydeb brings more than 23 years of experience across private banking, wealth management and investment advisory at leading global institutions. Prior to Lighthouse Canton, he was with Bank J. Safra Sarasin (Dubai, 2017–2019), where he covered UHNI and institutional clients across a full product suite spanning bonds, funds, structured products, private equity, real estate and hedge funds. Joydeb has also worked with multinational banks like Citi, HSBC, Barclays and started his career with ICICI Bank. Joydeb is a CFA charter holder and has earned a Post Graduate Diploma in Management with specialisations in Marketing and Finance from the School of Communication and Management Studies, Cochin as well. He holds a Bachelor of Commerce (Honours in Accountancy) from the University of Calcutta.

Christelle El Metni is a seasoned sales and customer relations professional with a diverse background spanning banking, wealth management, and account management. She combines her...

Christelle El Metni is a seasoned sales and customer relations professional with a diverse background spanning banking, wealth management, and account management. She combines her expertise in business analysis, team leadership, and financial solutions with a passion for cultivating long-lasting client relationships. Fluent in English, Arabic, and French, Christelle thrives in multilingual and multicultural environments, driving growth and delivering exceptional client experiences. With nearly a decade of experience at BankMed, Christelle demonstrated exceptional skills in customer service and sales coordination, addressing complex client needs, cross-selling financial products, and leading branch employees. Her leadership extended to representing the bank at exhibitions and events, solidifying her reputation as a trusted face of the organization. Christelle's early career included roles as a Personal Executive Banker at Al Mawarid Bank. Christelle holds an International MBA from USJ – Sorbonne Business School and Paris Dauphine PSL, complementing her bachelor's degree in Human Nutrition and Dietetics from the Holy Spirit University of Kaslik. She is a certified Professional Certified Marketer (PCM) and has completed numerous certifications in sales, project management, CRM systems, and banking ethics. Christelle’s core competencies include CRM proficiency, portfolio management, financial trading, and contract negotiation. As a proud member of 100 Women in Finance and CISI, Christelle leverages her dynamic skill set and client-focused approach to excel as a leader in business development and financial services. Finally, she is also participating and moderating at Premier Global Forums : -Dubai 7TH Finext Conference 2025 - 2nd Global Islamic Fintech Forum 2025 -7th global Takaful and Re-takaful event in Dubai -Future Finance Summit 2025 and many others

Nikhil has 11 years of experience in Fixed Income Market (Broking & Fund Management). He has worked with reputed firms like Almondz Securities, Batliwala &...

Nikhil has 11 years of experience in Fixed Income Market (Broking & Fund Management). He has worked with reputed firms like Almondz Securities, Batliwala & Karan Securities and Edelweiss as Fixed Income Trader. Nikhil has managed about 10,000 to 12,000 crores of AUM in Fixed income schemes like liquid, Ultra-Short, low duration, Short Term, Banking PSU, MF etc. at Sundaram. Educated at IIT Kanpur and IIM Lucknow, Nikhil managed schemes like Sundaram Banking & PSU funds and Sundaram Short Term Debt Fund which were awarded with CRISILs Credit Profile Ranking (CPR) - Rank 1. He also received Customer Titan award for the year 2015 at Edelweiss Financial Service.

Mr. Munkh-Erdene Gochoo is a financial services executive with 15 years of experience spanning banking, securities trading, capital markets, and financial product development.

During his...

Mr. Munkh-Erdene Gochoo is a financial services executive with 15 years of experience spanning banking, securities trading, capital markets, and financial product development.

During his career at Golomt Bank JSC, he established a new division and developed its gold trading business within one year, helping position the bank as a market leader in Mongolia. He also led the introduction of the Hybrid Deposit, an innovative financial product that expanded the bank’s deposit offerings. Between 2016 and 2021, he progressed from Gold Dealer to Head of the Trade and Structured Finance Departmen

Zahabia Gupta is a Managing Director and Head of Emerging Markets Credit Research at S&P Global Ratings, based in Dubai, United Arab Emirates. In this...

Zahabia Gupta is a Managing Director and Head of Emerging Markets Credit Research at S&P Global Ratings, based in Dubai, United Arab Emirates. In this role, Zahabia leads credit research across emerging and frontier markets, providing insights that shape global investment decisions.

With extensive experience in sovereign credit analysis, Zahabia has covered a diverse range of countries including Saudi Arabia, South Africa, Egypt, Kazakhstan, Oman, and Angola, among others. She joined S&P Global Ratings in 2017, bringing expertise in assessing macroeconomic and political risk factors.
Prior to S&P, Zahabia worked at Moody’s Investors Service in Dubai within the Sovereign Ratings Group. Her career also spans roles at Zurich Insurance Group in Singapore as an underwriter for credit and political risk, and at the Ministry of Foreign Affairs in Singapore, where she began her professional journey.
Zahabia holds an MSc in International Relations from the London School of Economics and a BSc in Social Sciences from Singapore Management University.

Khalid Howladar is the Founder and Managing Partner of Acreditus, MEA advisory firm that specializes in a mix of credit, digital assets and Islamic Finance...

Khalid Howladar is the Founder and Managing Partner of Acreditus, MEA advisory firm that specializes in a mix of credit, digital assets and Islamic Finance advisory for institutional and sovereign clients. More recently he has become active in the Development Finance space promoting their participation in various technology related initiatives. As a passionate Venture Angel, he has invested in 15+ (now blockchain/web3/AI) startups and is an Executive in Residence for Global Digital Finance, an industry association advocating and accelerating the adoption of best practices for digital assets. Khalid gained institutional prominence from his 16 years at Moody’s Investor’s Service in London and Dubai culminating as both Global Head – Islamic Finance and Head of the Middle East banking as well as various roles in structured credit, securitization and sovereign ratings teams.

Rinat Kirdan is the Co-founder and CEO of PRAAMS, a leading platform providing AI research, risk management, portfolio management, and financial markets content solutions for...

Rinat Kirdan is the Co-founder and CEO of PRAAMS, a leading platform providing AI research, risk management, portfolio management, and financial markets content solutions for brokers and asset managers covering over 400,000 global stocks, bonds, ETFs, funds, FX, and cryptocurrencies. With more than 20 years of experience in risk management and financial research, Rinat has worked with top institutions across EMEA, CIS, MENA, and SSA regions. Rinat served as Chief Risk Officer at MOEX and Aton Capital Group and co-led research teams at Aton Capital Group, BCP Securities, Renaissance Capital, and Standard & Poor's. Rinat holds an MSc (Hons) in Economics from the London School of Economics (LSE) and has served as an Associate Professor at the HSE and the University of London External Program, co-authoring several textbooks.

Seasoned finance, governance and sustainability professional with over 30 years of international experience. Accomplished board member, author, and speaker focusing in sustainability and gender...

Seasoned finance, governance and sustainability professional with over 30 years of international experience. Accomplished board member, author, and speaker focusing in sustainability and gender diversity.

Alexander Bulgakov is a Dubai-based private markets investor. Through Cornflower Capital he oversees a portfolio of several hundred million dollars across more than 50 funds...

Alexander Bulgakov is a Dubai-based private markets investor. Through Cornflower Capital he oversees a portfolio of several hundred million dollars across more than 50 funds — predominantly private equity and venture capital, private credit, real assets and hedge funds, alongside a public markets allocation — covering manager selection, portfolio construction and liquidity management. He spent more than eighteen years in investment banking before moving to the allocator side, working in debt capital markets, where he brought numerous high-profile Eurobond transactions to market for sovereign, corporate and bank issuers across the CIS.